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Buy to Let Top Ten

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Interest RateLenderMax LTVProduct DetailCompletion FeeEarly Repayment ChargesProc Fee
3.64% TrackerPrincipality BTL60%Variable tracker rate of BBR + 3.14% until 31/08/2012 then reverting to the lender's standard variable rate which is currently 4.99% for the remainder of the term. This product is available up to 60% LTV and the rental calculation is 125% at payrate. An application fee will apply.3.5%4% of original balance being repaid until 31/08/20120.35%
3.79% TrackerThe Mortgage Works60%Variable tracker rate of BBR + 3.29% until 30/09/2012 then reverting to the lender's standard variable rate which is currently 4.99% for the remainder of the term. This product is available up to 60% LTV and there is a rental calculation of 125% at a notional rate of 4.99%. An application fee will apply.3.5% (min £595)3% of amount being repaid until 30/09/20120.45%
4.14% TrackerThe Mortgage Works70%Variable tracker rate of BBR + 3.64% until 30/09/2012 then reverting to the lender's standard variable rate which is currently 4.99% for the remainder of the time. This product is available up to 70% LTV and there is a rental calculation of 125% at a notional rate of 4.99%. An application fee will apply.3.5% (min £595)3% of amount being repaid until 30/09/20120.45%
4.35% TrackerBirmingham Midshires75%Variable tracker rate of BBR + 3.85% for 1 year then reverting to a variable rate of BBR + 4.19% to give a current rate of 4.69% for the remainder of the term. This product is available up to 75% LTV and the rental calculation is 125% at payrate. An application fee will apply.3%3% of amount being repaid for 1 year0.45%
4.89% FixedGodiva60%Fixed rate currently of 4.89% until 30/09/2012 then reverting to the lender's standard variable rate which is currently 4.74% for the remainder of the term. There is a free valuation up to £680 for purchases and remortgages and free legals or £200 contribution for remortgages only. This product is available up to 60% LTV and the rental calculation is 125% at payrate. There is a £250 booking fee and an application fee will apply.£14994% of amount being repaid until 30/09/20120.25%
4.94% TrackerTMW Ltd Company70%Limited company product. Variable tracker rate of BBR + 3.84% until 30/09/2011 then reverting to a variable rate of BBR + 3.49% to give a current rate of 3.99% for the remainder of the term. This product is available up to 70% LTV and the rental calculation is 125% at a notional rate of 4.99%. An application fee will apply.3.5% (min £595)3% of amount being repaid until 30/09/20110.45%
4.99% FixedThe Mortgage Works80%4.99% fixed rate until 30/09/2011 then reverting the the lender's standard variable rate which is currently 4.99% for the remainder of the term. This product is available up to 80% LTV and there is a rental calculation of 125% at payrate. An application fee will apply.3% (min £595)5% of amount being repaid until 30/09/20110.45%
5.4% FixedBirmingham Midshires75%Fixed rate of 5.40% until 01/10/2012 reverting to a variable rate of BBR + 4.24% to give a current rate of 4.74% for the remainder of the term. This product is available up to 75% LTV and there is a rental calculation is 125% at payrate. An application fee will apply.2.5%3% of amount being repaid until 01/10/20120.45%
5.69% FixedNorthern Rock BTL70%5.69% fixed rate until 01/11/2012 then reverting to the lender's standard variable rate which is currently 4.79% for the remainder of the term. This product is available up to 70% LTV and the rental calculation is 120% at payrate. An application fee will apply.2%4% of the outstanding balance as of 1st January until 01/11/20120.25%

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